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When you see a doctor or have medical treatment a percentage of the cost – usually about 70 percent of doctors' fees and 80 percent of hospital costs – will be reimbursed for most people through the French healthcare system, so long as you are referred by your ‘attending doctor’ (see below).
In the case of some major or long-term illnesses, 100 per cent of the costs are covered. When you take out one of these policies, note that some may not cover certain sports and they may not offer immediate cover either.
You'll also need to choose a primary and submit a declaration (’ (contributions) for access.
You will typically need to pay around 8 percent of your income if you earn above a certain threshold (EUR 9,654 in 2016), otherwise it will be free under the CMU-C scheme (read more in our guide to French health insurance) Everyone over the age of 16 resident in France needs to have a .
Some of the largest international health insurers include Bupa Global, Cigna Global and Globality Health.
Self-employed workers and business owners typically get French healthcare cover from day one of starting their business.
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